TERMS and CONDITIONS

These terms and conditions apply between you, the User of this N P Financial Pty Ltd.’s Website (www.npfinancials.com.au) (including any sub-domains, unless expressly excluded by their own terms and conditions), and N P Financials Pty Ltd (herein referred to as “N P Financials”, “NP Financials”, “NPF”, “we”, “our”, “us”), the owner, and operator of this Website.

Please read these terms and conditions carefully, as they affect your legal rights. Your agreement to comply with and be bound by these terms and conditions is deemed to occur upon your first use of the Website. If you do not agree to be bound by these terms and conditions, you should stop using the Website immediately.

In these terms and conditions, User or Users means any third party that accesses the Website and is not either

(i) employed by N P Financials and acting in the course of their employment 

(ii) engaged as a consultant or otherwise providing services to N P Financials and accessing the Website in connection with the provision of such services.

Financial services and products terms:

1. N P Financials provides general financial product advice only: Any information provided by us shall be considered on a general financial product advice basis on securities, derivatives and foreign exchange contracts; the information provided in this Website must be considered only as educational information. Trading on securities, derivatives, CFDs, foreign exchange contracts can be risky and is not suitable for all. Nothing mentioned here can be considered as a trading recommendation of any nature. Trading leveraged products is only for investors with high risk tolerance and is therefore not suitable for all investors. It is your responsibility to ensure that you understand the risks involved before entering into any trades. We recommend that you seek independent advice and make sure that you fully understand all risks involved before trading since your losses can be more than your capital invested. You must understand and agree that any Information provided by N P Financials Pty Ltd is strictly for informational or educational purposes only, under no circumstances shall it be regarded as financial investment advice. Information provided by N P Financials Pty Ltd does not take into account your relevant circumstances (i.e. financial situations, objectives and investment goals). It is imperative that you consider the information in light of your investment goals, before making any trading or investment decision.

2. Financial/ investment performance(s): Regardless of any misinterpretation, for all services and/or products provided by us, it shall not be construed that we make any assurances of any kind; in regards to your return on investments. You hereby accept the high risk nature of financial products and/or services provided by us.

3. Sample Content: You hereby understand that any content provided to you from our website shall be used solely for educational purposes. Whether these may be investment product prices, illustration, etc. your receipt of these content shall not signify any commitment from us. We recommend that you carefully review and accept the terms of our Financial Services Guide (FSG).

4. Offered Products and Services: You hereafter agree that all payments must be paid prior to receiving any content, product(s) or service(s) provided by N P Financials. Any payment plans with us, must be paid by the agreed due date which was communicated to you to avoid risk incurring any applicable late charges. Payment can be made via PayPal or credit or debit card or direct bank transfer. These services may include, amongst other things, the following N P Financials branded services:

(a) Client Arena

(b) One-on-One Coaching (OC) Session(s)

(c) Monthly Session(s)

(d) 9-hour Basics of Trading and Traders foundation

(e) 18-hour Forex for Beginners (Forex- Beginners)

(f) 27-hour Forex Advanced (Forex- Advanced)

(g) 36-hour Forex Professional (Forex- Professionals)

(h) Intraday Trade Ideas

(i) Trading Market Open

(j) 4 hour Swing Trading

(k) 12 hour Swing Trading

(l) One Day Courses (Identification of Correct and Relevant Market Reversals through advanced Candle-Stick Charting, Understanding Market Evaluation through our specialized Fibonacci Techniques, Correct Understanding of Price Plot Patterns, Forex Trading Mindset including Major Mistakes to be avoided; Risk, Money, Capital and Portfolio Management)

(m) Fibonacci Trading

(n) 18-hour Mapping of Markets

(o) 18-hour Cryptocurrency Trading

(p) EOD (End Of Day) Positional Trading

(q) 18-hour Commodity Trading

(r) 18-hour Share Trading 

(s) 9-hour Intraday Trading

(t) 18-hour Index Trading (Bond and Indices Trading)

You are required to become a registered monthly member, in order to receive financial product/services support and assistance from us. For non-registered members requesting support and assistance, a fee of $250.00 will be charged per hour. Once a membership is cancelled by you then you will have to re-register within 10 days.

5. Dates and Venues: It shall be at our discretion with notice to make any desired rescheduling of any event. In Addition to amending the structure and content of any scheduled, event shall be solely at our discretion without liability to us.

6. Warranties and Acknowledgements: By accepting and agreeing to the terms and conditions stated herein, you hereby understand that we shall provide our services and/or products in accordance with realistic skill and care that is acceptable within the industry. Once you’ve read and agreed to these terms, you will thereafter be entitled to receive our financial service and/or products.

7. Minimum Computer/ Laptop System Requirements: The minimum system requirements must be adhered to in-order to access our content. You must have an up to date Microsoft Windows operating system or Mac Computer latest operating system. You hereby acknowledge and accept that we must be held unaccountable, if you are denied or unable to access to our content or website, due to any of your system limitations.

8. Third party offerings: We shall not be restricted from referring the services of third parties on our website. We shall however be held unaccountable and not liable for any losses or damages caused, in the event you obtain or seek the services from these referred third parties. Under no circumstances shall you pursue to take legal actions against us or our associates. We shall be indemnified under the fullest extent of the applicable laws, from all liability, loss, damages incurred as a result from the services performed or goods provided by the third party.

Access to Third-Party Charting Software:

For the purpose of assisting with chart configuration, technical setup, or strategy implementation, N P Financials may, from time to time, request temporary access to the Client’s third-party charting or trading software credentials.

The Client acknowledges and agrees that:

a) Any access provided is strictly limited to chart setup and related technical assistance only;
b) N P Financials does not retain, store, or reuse such credentials beyond the completion of the requested setup;
c) Upon receiving confirmation or notification from N P Financials that the chart setup has been completed, the Client must immediately update or change their charting software login credentials;
d) The Client remains solely responsible for maintaining the confidentiality and security of their login credentials at all times; and
e) N P Financials shall not be liable for any loss, damage, unauthorised access, or misuse arising from the Client’s failure to update or secure their credentials after notification of completion.

The Client further acknowledges that any third-party software or platform remains governed by the respective provider’s terms and conditions, and N P Financials makes no representations or warranties in relation to such third-party services.

9 Fees: The fees, mentioned below, associated with our trader training services are applicable for each session of 30 minutes duration per week. If client is taking 60 minutes duration session per week then the fees will be doubled. Our 36-hour course consists of 48 sessions, each lasting 30 minutes, scheduled weekly, along with 6 monthly master classes lasting 2 hours each, Under normal circumstances, this course can be completed within a period of 12 months. However, in the event that a client exceeds the allotted time frame due to incomplete self-assessment practice tasks or the need to catch up with the course’s instruction-based discussions’ modules and units, additional charges, same as above, will be incurred for each class attended beyond the originally scheduled sessions.

Our 27-hour course consists of 36 sessions, each lasting 30 minutes, scheduled weekly, along with 5 monthly master classes lasting 2 hours each, Under normal circumstances, this course can be completed within a period of 9 months. However, in the event that a client exceeds the allotted time frame due to incomplete self-assessment practice tasks or the need to catch up with the course’s instruction-based discussions’ modules and units, additional charges, same as above, will be incurred for each class attended beyond the originally scheduled sessions.

Our 18-hour course consists of 24 sessions, each lasting 30 minutes, scheduled weekly, along with 4 monthly master classes lasting 2 hours each, Under normal circumstances, this course can be completed within a period of 6 months. However, in the event that a client exceeds the allotted time frame due to incomplete self-assessment practice tasks or the need to catch up with the course’s instruction-based discussions’ modules and units, additional charges, same as above, will be incurred for each class attended beyond the originally scheduled sessions.

Our 9-hour course consists of 12 sessions, each lasting 30 minutes, scheduled weekly, along with 2 monthly master classes lasting 2 hours each, Under normal circumstances, this course can be completed within a period of 3 months. However, in the event that a client exceeds the allotted time frame due to incomplete self-assessment practice tasks or the need to catch up with the course’s instruction-based discussions’ modules and units, additional charges, same as above, will be incurred for each class attended beyond the originally scheduled sessions.

The monthly fee is $997 for 4.33 sessions of 30 minutes duration each. From time to time and case (depending on client’s financial situation) to case basis, company may decide to give discount on this monthly fee but if the client is taking 60 minutes duration session per week then the fees will be doubled i.e. $1,994 for 4.33 sessions of 60 minutes duration each. The fees stated above apply to remote online sessions conducted via Google Meet or Zoom. Should the client opt for in-house classes, an additional charge of 25% of the stated fee will apply.

Client Arena Membership/ Subscription Terms & Conditions:

Subscription Requirement for Post-Course Support:
Upon successful completion of an enrolled course with N P Financials, clients who wish to book additional sessions with an instructor for further guidance must subscribe to the Client Arena Membership (“Subscription Model”). This membership is a mandatory prerequisite for accessing post-course support services.

Subscription Model & Benefits:
The Client Arena Membership is a monthly subscription-based service, which provides access to the following benefits:
– One (1) Master Class per month
– Exclusive Trade Ideas
– Asset Class Evaluation
– Trading Videos

Subscription Process & Payment:
Clients must renew their subscription on a monthly basis through the official subscription portal at https://npfinancials.com.au/product/client-arena/. Failure to renew the subscription will result in the suspension of access to the above-mentioned benefits and the inability to book instructor-led sessions.

Subscription Fees & Automatic Renewal:
– The monthly membership fee for the Client Arena is determined by N P Financials and is subject to periodic revisions at the company’s discretion.
– Unless explicitly cancelled by the client before the renewal date, the subscription may be subject to automatic renewal for subsequent months.
– Clients are responsible for ensuring timely payment to maintain uninterrupted access.

Cancellation:
– Clients may cancel their subscription at any time; however, no refunds or prorated reimbursements will be issued for partial months of service.
– Cancellation requests must be submitted before the next billing cycle to avoid automatic renewal.

Return Policy:

At N P Financials, we are committed to delivering high-quality trader training, trade ideas, and trader psychology services. Due to the digital nature and immediate access to our proprietary educational content, tools, and resources, all sales are final.

No Refunds: We do not offer refunds on any purchased services, programs, or subscriptions once payment has been processed. This includes, but is not limited to, trader training programs, trade idea subscriptions, and psychological consulting services.

Non-Transferable: Purchased programs or services cannot be transferred or shared with another individual or account.

Exceptions: Refunds may only be considered in cases of duplicate billing or administrative error, and any such request must be submitted in writing within 7 days of the transaction date. N P Financials reserves the right to determine the validity of such claims and issue a refund at its sole discretion.

By purchasing any product or service from N P Financials, you acknowledge that you have read, understood, and agreed to the terms of this Return Policy.

Modifications:
N P Financials reserves the right to update, modify, or discontinue the Client Arena Membership structure, pricing, and benefits at its sole discretion. Any changes will be communicated to existing subscribers in a reasonable timeframe.

Agreement:
By enrolling in the Client Arena Membership, clients acknowledge and agree to abide by these terms and conditions. Continued use of the subscription service constitutes acceptance of any modifications made to these terms.

Re-Booking Fee: If you are not able to attend the scheduled workshop; we are entitled to receive a booking fee in the amount of: $100.00.

Intellectual property and acceptable use:

10. All Content included on the Website unless uploaded by Users, is the property of N P Financials, our affiliates or other relevant third parties. In these terms and conditions, Content means any text, confidential financial information, company practices, images, audio, video, software, data compilations, page layout, underlying code and software and any other form of information capable of being stored in a computer that appears on or forms part of this Website, including any such content uploaded by Users. By continuing to use the Website you acknowledge that such Content is protected by copyright, trademarks, database rights and other intellectual property rights. Nothing on this site shall be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark, logo or service mark displayed on the site without the owner’s prior written permission.

N P Financials does not routinely record individual one-on-one sessions; where a recording is made at a client’s explicit request for personal learning purposes only, it is temporary, not guaranteed, and automatically deleted within seven (7) days, with no obligation on N P Financials to retain or reproduce it.

To safeguard our recorded videos from misuse by users with whom they have been shared, we assert that all videos provided by NP Financials, whether through direct access or sharing, are the exclusive property of NP Financials Pty Ltd. Users are strictly prohibited from reproducing, distributing, or altering these videos without explicit authorization from NP Financials. By accessing or viewing these videos, users acknowledge and agree to abide by these terms and conditions, thereby respecting the intellectual property rights of NP Financials and its affiliates

11. Educational course material to the existing and new clients shall be available in an online electronic format only. Access to this online electronic educational course material to the existing and new clients shall be available only during the duration of the course. If existing and new clients need access to this online electronic educational course material after the duration of the course they have to register for the subscription model of N P Financials by paying the monthly fee of AU $197. You may, for your own personal, non-commercial use only, do the following: retrieve, display and view the Content on a computer screen.

12. You must not otherwise reproduce, modify, copy, distribute or use for commercial purposes any Content without the written permission of N P Financials Pty Ltd.

13. You acknowledge that you are responsible for any Content you may submit to N P Financials Pty Ltd, including the legality, reliability, appropriateness, originality and copyright of any such Content. You may not upload to, distribute or otherwise publish through the Website any Content that (i) is confidential, proprietary, false, fraudulent, libellous, defamatory, obscene, threatening, invasive of privacy or publicity rights, infringing on intellectual property rights, abusive, illegal or otherwise objectionable; (ii) may constitute or encourage a criminal offence, violate the rights of any party or otherwise give rise to liability or violate any law; or (iii) may contain software viruses, political campaigning, chain letters, mass mailings, or any form of “spam.” You may not use a false email address or other identifying information, impersonate any person or entity or otherwise mislead as to the origin of any content. You may not upload commercial content onto the Website.

You represent and warrant that you own or otherwise control all the rights to the Content you post; that the Content is accurate; that use of the Content you supply does not violate any provision of these terms and conditions and will not cause injury to any person; and that you will indemnify N P Financials for all claims resulting from Content you supply.

Legal Release & Usage Clause

14. By consenting to participate in any N P Financials master class, coaching session, or related activity (whether group or one-on-one), you hereby grant N P Financials Pty Ltd (“NPF”) a perpetual, worldwide, royalty-free, non-exclusive right to record, edit, reproduce, publish, distribute, and otherwise use your image, voice, likeness, and presentation (“Content”) for all promotional, marketing, educational, commercial, and related purposes, including but not limited to use on NPF’s website, social media channels, advertising materials, and inside its Client Arena. You acknowledge and agree that you will not receive any payment or other compensation of any kind for NPF’s use of the Content. You represent that you hold all necessary rights to authorize such use, and you hereby release, waive, discharge, and hold harmless NPF and its officers, employees, affiliates, agents, successors, and assigns from any and all claims, liabilities, damages, or demands arising out of or in connection with the use of the Content as contemplated herein—including any claims for defamation, invasion of privacy, or violation of any rights of publicity—except to the extent prohibited by law. This consent and release remain effective unless expressly revoked in writing; however, any revocation will not apply to any Content already used by NPF prior to such revocation.

Prohibited use:

15. You may not use the Website for any of the following purposes: a. in any way which causes, or may cause, damage to the Website or interferes with any other person’s use or enjoyment of the Website; b. in any way which is harmful, unlawful, illegal, abusive, harassing, threatening or otherwise objectionable or in breach of Australian law, regulation, governmental order; c. Making, transmitting or storing electronic copies of Content protected by copyright without the written permission of the owner. You have to obtain the N P Financials’ written approval before publishing any information or documents (electronically or otherwise) which refer to N P Financials Pty Ltd.

Registration:

16. You must ensure that the details provided by you on registration or at any time are correct and complete.

17. You must inform us immediately of any changes to the information that you provide when registering by updating your personal details to ensure we can communicate with you effectively.

18. We may suspend or cancel your registration with immediate effect for any reasonable purposes or if you breach these terms and conditions.

19. You may cancel your registration at any time by informing us in writing to the address at the end of these terms and conditions. If you do so, you must immediately stop using the Website. Cancellation or suspension of your registration does not affect any statutory rights.

Links to other websites:

20. This Website may contain links to other sites. Unless expressly stated, these sites are not under the control of N P Financials or that of our affiliates.

21. We assume no responsibility for the content of such Websites and disclaim liability for any and all forms of loss or damage arising out of the use of them.

22. The inclusion of a link to another site on this Website does not imply any endorsement of the sites themselves or of those in control of them.

Privacy Policy and Cookies Policy:

23. Use of the Website is also governed by our Privacy Policy and Cookies Policy, which are incorporated into these terms and conditions by this reference.

Availability of the Website and disclaimers:

24. Any online facilities, tools, services or information that N P Financials makes available through the Website (the Service) is provided “as is” and on an “as available” basis. We give no warranty that the Service will be free of defects and/or faults. To the maximum extent permitted by the law, we provide no warranties (express or implied) of fitness for a particular purpose, accuracy of information, compatibility, and satisfactory quality. N P Financials is under no obligation to update information on the Website.

25. Whilst N P Financials uses reasonable endeavours to ensure that the Website is secure and free of errors, viruses, and other malware, we give no warranty or guarantee in that regard and all Users take responsibility for their own security, that of their personal details and their computers.

26. N P Financials accepts no liability for any disruption or non-availability of the Website.

27. N P Financials reserves the right to alter, suspend or discontinue any part (or the whole of) the Website including, but not limited to, any products and/or services available. These terms and conditions shall continue to apply to any modified version of the Website unless it is expressly stated otherwise.

Limitation of liability:

28. Nothing in these terms and conditions will: (a) limit or exclude our or your liability for death or personal injury resulting from our or your negligence, as applicable; (b) limit or exclude our or your liability for fraud or fraudulent misrepresentation; or (c) limit or exclude any of our or your liabilities in any way that is not permitted under applicable law.

29. We will not be liable to you in respect of any losses arising out of events beyond our reasonable control.

30. To the maximum extent permitted by law, N P Financials accepts no liability for any of the following: a. any business losses, such as loss of profits, income, revenue, anticipated savings, business, contracts, goodwill or commercial opportunities; b. loss or corruption of any data, database or software; c. any special, indirect or consequential loss or damage.

General:

31. You may not transfer any of your rights under these terms and conditions to any other person. We may transfer our rights under these terms and conditions where we reasonably believe your rights will not be affected.

32. These terms and conditions may be varied by us from time to time. Such revised terms will apply to the Website from the date of publication. Users should check the terms and conditions regularly to ensure familiarity with the then current version.

33. These terms and conditions together with the Privacy Policy and Cookies Policy contain the whole agreement between the parties relating to its subject matter and supersede all prior discussions, arrangements or agreements that might have taken place in relation to the terms and conditions.

34. If any court or competent authority finds that any provision of these terms and conditions (or part of any provision) is invalid, illegal or unenforceable, that provision or part-provision will, to the extent required, be deemed to be deleted, and the validity and enforceability of the other provisions of these terms and conditions will not be affected.

35. Unless otherwise agreed, no delay, act or omission by a party in exercising any right or remedy will be deemed a waiver of that, or any other, right or remedy.

36. Trade Ideas & Trade Outcome General and Risk Advice Warning: All trade ideas or outcomes discussed or demonstrated in this website are hypothetical data. You have to remember that trading is risky. You lose money in trading. Past results are not necessarily indicative of future results. The results or outcomes discussed or demonstrated in this website are based on simulated or hypothetical performance that have certain inherent limitations. Unlike the results or outcomes discussed or demonstrated in this website shown in an actual performance record, these results do not represent actual trading. Also, because these trades are not actually been executed, these results or outcomes discussed or demonstrated in this website may have under-or over-compensated for the impact, if any, of certain market factors, such as lack of liquidity. Simulated or hypothetical trading or sample setups (SS, S2, LTP, LCTP etc) as marked in charts in this website) in general are also subject to the fact that they are designed with the benefit of hindsight. No representation is being made that any account will or is likely to achieve profits or losses similar to these being shown. In addition, hypothetical trading does not involve financial risk, and no hypothetical trading record can completely account for the impact of financial risk in actual trading. For example, the ability to withstand losses or to adhere to a particular trading program in spite of trading losses are material points which can also adversely affect actual trading results. There are numerous other factors related to the markets in general or to the implementation of any specific trading program, which cannot be fully accounted for in the preparation of hypothetical performance results and all of which can adversely affect actual trading results. TRADING IS RISKY: There is a substantial risk of loss in futures, shares, commodities, indices, bonds, securities, derivatives and foreign exchange contracts trading. Assume you will lose money. Don’t trade with money you cannot afford to lose. All the possible/ sample trade signals/ ideas discussed in our Client Arena’s Trade Ideas section (https://npfinancials.com.au/npfin/trade_ideas.php) or in Discord channel/ Room (https://discord.com/invite/5HkVUCk6KB) are only based on our IG Markets’ (https://www.ig.com/au/welcome-page) ProRealTime charts price levels which can be different from any broker which is quoting for the same instrument. Delay in communication to reach you can happen due to server response time. In this case consider to take the hypothetical sample trade within +- 3 pips of our possible recommended price for ASX200 Intraday-Trading and Trading-Market-Open (+-3 pips for USDJPY & ETHUSD, +-5 points for CL (Crude Oil) and +-1 point for XAUUSD).

37. These terms and conditions will be governed by and interpreted according to laws of Victoria, Australia. All disputes arising under these terms and conditions will be subject to the exclusive jurisdiction of the courts of Victoria.

38. Spin the Wheel Contest Winners: All winners of our “Spin the Wheel” contest are eligible for access to the dedicated course or Discord channel for a period of 15 days, provided they provide their name and their verified telephone number with country code.

39. All official communication with N P Financials and its support team is conducted exclusively via our authorised channels: Email, Website Live Chat, Discord, and Telegram. N P Financials does not provide support, advice, or official communication via personal phone calls, SMS, WhatsApp, social media direct messages, or any other unofficial platforms. Any communication received outside the above authorised channels should be treated as unauthorised and not representative of N P Financials.

40. Supplier Payment Terms: Any third-party supplier or service provider engaged by N P Financials (“Supplier”) agrees to the following payment terms. N P Financials shall remit payment for the Supplier’s invoices no earlier than twenty-one (21) days after the Supplier’s submission of the deliverables and a corresponding valid invoice. This 21-day period allows N P Financials to conduct quality assurance checks on the delivered goods or services. If N P Financials, in its sole discretion, determines that the Supplier’s deliverables are deficient, non-conforming, or of unsatisfactory quality, N P Financials will notify the Supplier of the issues, and the Supplier must promptly rectify the deficiencies and resubmit the deliverables. In such an event, the 21-day payment period will reset and will commence anew from the date of the Supplier’s re-submission of corrected deliverables. Payment shall be issued only after N P Financials confirms that the delivered goods or services meet the agreed standards of quality and compliance. These Supplier payment terms apply notwithstanding any contrary payment timeline, unless otherwise expressly agreed in a written contract signed by N P Financials.

Third-Party Software, Platforms & Systems Disclaimer

41. N P Financials Pty Ltd does not own, control, operate, maintain, endorse, or warrant any third-party software, trading platform, broker, data feed, or related technological system, including but not limited to ProRealTime, IG Group, and Go Markets.

Any reference to, demonstration of, or reliance upon third-party software or platforms by N P Financials is provided strictly for educational and informational purposes only. Clients acknowledge and agree that access to and use of any third-party system is undertaken entirely at the client’s own discretion and risk.

N P Financials makes no representation, warranty, or guarantee regarding the availability, continuity, performance, reliability, accuracy, execution quality, pricing, data integrity, latency, compatibility, or ongoing functionality of any third-party software, platform, broker, or system. N P Financials is not responsible for, and accepts no liability in respect of, any interruption, delay, outage, malfunction, error, technical limitation, modification, suspension, discontinuation, or failure of any third-party system at any time whatsoever.

This disclaimer applies notwithstanding that any trading strategy, indicator, methodology, analytical tool, or educational material provided by N P Financials may be developed, demonstrated, configured, referenced, or capable of being implemented using third-party software (including ProRealTime). N P Financials does not warrant that any such strategy, tool, or methodology will function as intended on any third-party platform, nor that such platforms will remain available, compatible, unchanged, or fit for purpose.

Clients further acknowledge that third-party providers may amend, restrict, suspend, or terminate their services, features, execution models, data feeds, or pricing structures at any time without notice, and that such matters are entirely outside the control of N P Financials.

To the maximum extent permitted by law, N P Financials excludes all liability for any loss, damage, cost, or expense (whether direct, indirect, incidental, consequential, or otherwise) arising from or in connection with the use of, reliance on, or inability to access any third-party software, platform, broker, or system.

Nothing in this clause excludes, restricts, or modifies any consumer rights or statutory protections that cannot be excluded under Australian law.

42. ProRealTime Chart Service Usage: N P Financials may utilize IG Markets’ ProRealTime charting platform in its sample trade journals, trade ideas, and educational strategies; however, clients acknowledge that ProRealTime is a third-party service provided entirely by IG Markets. N P Financials has no control over, and assumes no responsibility for, the availability, performance, or functionality of the ProRealTime charts. Accordingly, N P Financials makes no warranty that the ProRealTime service will be uninterrupted or error-free, and shall not be liable for any lack of access, inaccuracies, or delays arising from any outage or malfunction of that service. In the event that IG’s ProRealTime charts are unavailable or experience technical issues, clients must direct any support inquiries or issues to IG Markets (the service provider) directly. N P Financials will not provide technical support for, nor be held accountable for the unavailability or suspension of, any third-party charting service.

N P Financials details:

43. N P Financials Pty Ltd is not a broker, does not accept deposits for brokers and does not provide any investment services. N P Financials Pty Ltd does not act as or conduct services as a custodian. Purchases of Audition programs (NPF Capital Audition Offerings) should not be considered as deposits. All Audition program fees are used for operating costs including, but not limited to, staff, technology and other business related expenses.

44. N P Financials is a company incorporated in Australia with registered number ACN: 162702409. NPF is the holder of AFSL (Australian Financial Services License) number 488567 whose registered address is Level 3, 2 Brandon Park Drive, Wheelers Hill, VIC 3150 and it operates the Website: npfinancials.com.au. You can contact N P Financials by email on info@npfinancials.com.au.

Effective September 06, 2016